;examples: csv: vanguard, fidelity updates

examples/csv/fidelity.csv.rules

@@ -1,21 +1,18 @@
 # Fidelity account csv rules
-# Fidelity's CSV might be found at: All accounts > Activity & Orders > Download icon at top right
+# Fidelity's csv can be found at: All accounts > Activity & Orders > Download icon at top right
 
-# This CSV needs the leading spaces removed before parsing,
+# This csv needs leading spaces removed before we convert it.
-# eg with sed 's/^ //'. Here's an example script automating that:
+# Eg: sed 's/^ //' History_for_Account_NNN.csv > History_for_Account_NNN.clean.csv
-#   echo "cleaning fidelity csv"
+
-#   for f in $(latestcsv ~/Downloads/History_for_Account_); do
+# Read the cleaned copy
-#     g=~/Downloads/$(basename $f csv)clean.csv
+source History_for_Account_Z30149175*.clean.csv
-#     sed -e 's/^ //' $f >$g
-#   done
 
-source History_for_Account_Z12345678*.clean.csv
 newest-first
 intra-day-reversed
 
-if ^([a-z]|Brokerage|Run)
+# Skip undesirable lines: all but those beginning with a digit and having 12 comma-separated fields
+if ! ^[0-9]([^,]*,){11}
  skip
-#"
 
 # Run Date,Action,Symbol,Security Description,Security Type,Quantity,Price ($),Commission ($),Fees ($),Accrued Interest ($),Amount ($),Settlement Date
 # If you have multiple accounts there will also be an Account field after Run Date
@@ -30,14 +27,12 @@ currency $
 
 # Transactions come in various types, including:
 
-# 08/09/2000," Electronic Funds Transfer Received (Cash)",  ," No Description",Cash,0.000,,,,,1234,
 if %Action Transfer Received \(Cash\)
- account1 assets:bank:wf:bchecking
+ account1 assets:bank:wf:checking
- account2 assets:brokerage:fi:money:qpctq
+ account2 assets:brokerage:fi:qpctq
  amount   -%Amount_Usd
 
-# 08/31/2000," INTEREST EARNED FDIC INSURED DEPOSIT AT CITIBANK NOT... (QPCTQ) (Cash)", QPCTQ," FDIC INSURED DEPOSIT AT CITIBANK NOT CO",Cash,0.000,,,,,12.34,
 if %Action INTEREST EARNED
  account1 revenues:dividends:qpctq
- account2 assets:brokerage:fi:money:qpctq
+ account2 assets:brokerage:fi:qpctq
  amount   -%Amount_Usd

examples/csv/vanguard.csv.rules

@@ -1,64 +1,123 @@
 # Vanguard account csv rules
-# Vanguard's CSV might be found at: Balances -> Download center
+# Vanguard's can might be found at: Balances -> Download center
 
 # No need for a wildcard here - repeated downloads keep the same name,
 # for me with safari at least, unlike with wells fargo csvs.
 source OfxDownload.csv
 
-# Vanguard transactions csv is two csvs concatenated:
+# The csv needs to be date-sorted before we convert it.
+# Use sort -t, +2 OfxDownload.csv >OfxDownload.clean.csv
 
-# 1. current holdings (and market price and value)
+# Then we read the sorted copy
-# Account Number,Investment Name,Symbol,Shares,Share Price,Total Value,
+source OfxDownload*.clean.csv
-# Skip this part, which has six fields.
+
-# (We could generate balance assertions/assignments from it..)
+# Vanguard's transactions csv has two sections:
+# 1. A list of accounts and balances, with 6 fields:
+#    Account Number,Investment Name,Symbol,Shares,Share Price,Total Value,
+# 2. A list of transactions, with 15 fields:
+#    Account Number,Trade Date,Settlement Date,Transaction Type,Transaction Description,Investment Name,Symbol,Shares,Share Price,Principal Amount,Commission Fees,Net Amount,Accrued Interest,Account Type,
+# After date sorting they are jumbled but we can still exclude unwanted lines:
+# Skip section 1's 6-field lines
 if ^([^,]*,){6}$
  skip
-
+# Skip section 2's headings line
-# 2. transactions
-# Account Number,Trade Date,Settlement Date,Transaction Type,Transaction Description,Investment Name,Symbol,Shares,Share Price,Principal Amount,Commission Fees,Net Amount,Accrued Interest,Account Type,
-fields Account_Number,Trade_Date,Settlement_Date,Transaction_Type,Transaction_Description,Investment_Name,Symbol,Shares,Share_Price,Principal_Amount,Commission_Fees,Net_Amount,Accrued_Interest,Account_Type,
-# Skip the headings
 if ^Account Number
  skip
 
-newest-first
+# That leaves just the transactions, in date order.
-intra-day-reversed
+# Sample rules, customise for your needs:
-date %Settlement_Date
-#date-format %m/%d/%Y
 
-account1 JS:assets:brokerage:vg:cash
+
+fields Account_Number,Trade_Date,Settlement_Date,Transaction_Type,Transaction_Description,Investment_Name,Symbol,Shares,Share_Price,Principal_Amount,Commission_Fees,Net_Amount,Accrued_Interest,Account_Type,
+
+date %Settlement_Date
+
+account1 assets:brokerage:vg:vmfxx
 currency $
 description vanguard | %Transaction_Description
 
-if
+# Transactions come in various types, including:
-%Transaction_Type Sweep
+
-%Transaction_Type Dividend
+## 1. Funds Received
- skip
 
 if %Transaction_Type Funds Received
- account2 JS:assets:bank:wf:bchecking
+ account2 assets:bank:wf:checking
  amount %Net_Amount
 
-if %Transaction_Type ^Buy$
+## 2. Sweep in
- account2 JS:assets:brokerage:vg:bonds:%Symbol
+
+if %Transaction_Type Sweep in
+ skip
+
+## 3. Sweep out
+
+if %Transaction_Type Sweep out
+ skip
+
+## 4. Buy
+
+# default buy rule, assume a bond
+if %Transaction_Type Buy
+ date %Trade_Date
+ account2 assets:brokerage:vg:%Symbol
  description vanguard | %Transaction_Description %Shares shares of %Investment_Name at $%Share_Price
  amount1 %Principal_Amount
- currency2 %Symbol
+ comment1 date:%Settlement_Date
- amount2 %Shares
-
-# VANGUARD FEDERAL MONEY MARKET FUND dividend, end of each month
-if %Transaction_Type Reinvestment
-&  %Symbol ^$
- description vanguard | %Transaction_Description
- amount %Net_Amount
- account1 JS:revenues:dividends:VMFXX
- account2 JS:assets:brokerage:vg:cash
-
-# VANGUARD ESG U S CORP BD ETF dividend, first week of each month, or other times
-if %Transaction_Type Reinvestment
-&  %Symbol VCEB
- description vanguard | %Transaction_Description
- account1 JS:revenues:dividends:VCEB
- account2 JS:assets:brokerage:vg:bonds:VCEB
  currency2
- amount2 %Symbol %Shares @ $%Share_Price
+ amount2 %Shares %Symbol @ $%Share_Price
+ comment2 date:%Settlement_Date
+
+# money market buy rule, recorded as $ for convenience
+if %Transaction_Type Buy
+& %Symbol VUSXX
+ date %Trade_Date
+ account2 assets:brokerage:vg:%Symbol
+ description vanguard | %Transaction_Description %Shares shares of %Investment_Name at $%Share_Price
+ amount1 %Principal_Amount
+ comment1 date:%Settlement_Date
+ currency2 $
+ amount2 -%Principal_Amount
+ comment2 date:%Settlement_Date
+
+## 5. Dividend
+# Where each dividend goes (reinvest, settlement fund, bank account..)
+# is configured for each holding, and can change over time. See
+# https://personal.vanguard.com/us/BrokerageDistributionController?HldId=851406218194320
+
+# vmfxx to settlement
+if %Transaction_Type Dividend
+&  %Symbol VMFXX
+ description vanguard | %Transaction_Description for %Symbol
+ amount -%Net_Amount
+ account1 revenues:dividends:vmfxx
+ account2 assets:brokerage:vg:vmfxx
+
+# vusxx reinvest
+if %Transaction_Type Dividend
+&  %Symbol VUSXX
+ description vanguard | %Transaction_Description for %Symbol
+ amount -%Net_Amount
+ account1 revenues:dividends:vusxx
+ account2 assets:brokerage:vg:vusxx
+
+# vceb to settlement
+if %Transaction_Type Dividend
+&  %Symbol VCEB
+ description vanguard | %Transaction_Description for %Symbol
+ amount -%Net_Amount
+ account1 revenues:dividends:vceb
+ account2 assets:brokerage:vg:vmfxx
+
+## 6. Reinvestment
+# Note: for reinvestment transactions,
+# Vanguard's transactions CSV doesn't include costs
+# and their online transactions report shows inaccurate costs;
+# use their online lot details report instead.
+
+if %Transaction_Type Reinvestment
+ skip
+
+## 7. Sell
+
+# if %Transaction_Type Sell
+#  ...