diff --git a/doc/common.m4 b/doc/common.m4
index df5d3c799..fca82c133 100644
--- a/doc/common.m4
+++ b/doc/common.m4
@@ -245,12 +245,14 @@ In `~/.MacOSX/environment.plist`, add an entry like:
 ```
 For this to take effect you might need to `killall Dock`, or reboot.
 
-On Windows computers, the default value is probably `C:\Users\MyUserName\.hledger.journal`.
-You can change this by running a command like this in a powershell window:
+On Windows computers, the default value is probably `C:\Users\YOURNAME\.hledger.journal`.
+You can change this by running a command like this in a powershell window
+(let us know if you need to be an Administrator, and if this persists across a reboot):
 ```
 > setx LEDGER_FILE "C:\Users\MyUserName\finance\2021.journal"
 ```
-(Let us know if you need to be an Administrator, and if this persists across a reboot.)
+
+Or, change it in settings: see https://www.java.com/en/download/help/path.html.
 
 }} )m4_dnl
 m4_dnl
diff --git a/hledger/hledger.m4.md b/hledger/hledger.m4.md
index 063b24a42..61baf7776 100644
--- a/hledger/hledger.m4.md
+++ b/hledger/hledger.m4.md
@@ -357,7 +357,7 @@ This is overriden by the --color/--colour option.
 
 hledger reads transactions from one or more data files.
 The default data file is `$HOME/.hledger.journal`
-(or on Windows, something like `C:/Users/USER/.hledger.journal`).
+(or on Windows, something like `C:\Users\YOURNAME\.hledger.journal`).
 
 You can override this with the `$LEDGER_FILE` environment variable: