;examples: Cody.journal from prudent.me
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|  | # Cody.journal from http://prudent.me | ||||||
|  | 
 | ||||||
|  | # Hi, this is Coby 🐿 and this is my journal of | ||||||
|  | # prudence...😱✌️ | ||||||
|  | 
 | ||||||
|  | # Let's start with what I have | ||||||
|  | 
 | ||||||
|  | 2018/01/01 *Opening balances | ||||||
|  |     Assets:Savings  $30000 | ||||||
|  |     Assets:Property:MiCasa  $180000 | ||||||
|  |     Equity | ||||||
|  | 
 | ||||||
|  | # As I am saving this, the report on my right 👉  | ||||||
|  | # will auto-refresh to reflect my latest changes | ||||||
|  | 
 | ||||||
|  | # I can define exchange rates for any commodity  | ||||||
|  | 
 | ||||||
|  | P 2018/01/02 15:50:00 USD $1.36 | ||||||
|  | 
 | ||||||
|  | # This is in relations to my base currency, $,  | ||||||
|  | # although you can define any currency as base | ||||||
|  | 
 | ||||||
|  | # Everything that has a value can be defined | ||||||
|  | 
 | ||||||
|  | P 2018/01/02 16:23:00 BTC $10800 | ||||||
|  | 
 | ||||||
|  | # I can also use anything to define a commodity | ||||||
|  | 
 | ||||||
|  | P 2018/01/02 17:35:00 🐑 $1080 | ||||||
|  | 
 | ||||||
|  | # I bought 2 sheeps for my farm | ||||||
|  | 
 | ||||||
|  | 2018/01/03 *Poe & Mary | ||||||
|  |     Assets:Farm  2  | ||||||
|  |     Assets:Savings | ||||||
|  | 
 | ||||||
|  | ;Report considers transactions in all currencies  | ||||||
|  | ;and commodity but shows totals in a base currency. | ||||||
|  | 
 | ||||||
|  | # Prudent also points me to where I made a mistake | ||||||
|  | # and tell me what this mistake is about | ||||||
|  | 
 | ||||||
|  | ;Yabapalooza ; uncomment to show error | ||||||
|  | 
 | ||||||
|  | ;There are other | ||||||
|  | % ways | ||||||
|  | |of | ||||||
|  | *commenting | ||||||
|  | 
 | ||||||
|  | ;Here's my salary for 2018 | ||||||
|  | 
 | ||||||
|  | 2018/01/25 *Manatee Subs Co. | ||||||
|  |     Assets:Current  $7300 | ||||||
|  |     Income:Salary | ||||||
|  |      | ||||||
|  | 2018/02/25 | ||||||
|  |     Assets:Current  $7300 | ||||||
|  |     Income:Salary     | ||||||
|  | 2018/03/25 | ||||||
|  |     Assets:Current  $10000 | ||||||
|  |     Income:Salary     | ||||||
|  | 2018/04/25 | ||||||
|  |     Assets:Current  $7300 | ||||||
|  |     Income:Salary     | ||||||
|  | 2018/05/25 | ||||||
|  |     Assets:Current  $7300 | ||||||
|  |     Income:Salary     | ||||||
|  | 2018/06/25 | ||||||
|  |     Assets:Current  $7800 | ||||||
|  |     Income:Salary     | ||||||
|  | 2018/07/25 | ||||||
|  |     Assets:Current  $7800 | ||||||
|  |     Income:Salary     | ||||||
|  | 2018/08/25 | ||||||
|  |     Assets:Current  $7800 | ||||||
|  |     Income:Salary     | ||||||
|  | 2018/09/25 | ||||||
|  |     Assets:Current  $7800 | ||||||
|  |     Income:Salary     | ||||||
|  | 2018/10/25 | ||||||
|  |     Assets:Current  $7800 | ||||||
|  |     Income:Salary     | ||||||
|  | 2018/11/25 | ||||||
|  |     Assets:Current  $7800 | ||||||
|  |     Income:Salary     | ||||||
|  | 2018/12/25 | ||||||
|  |     Assets:Current  $7800 | ||||||
|  |     Income:Salary     | ||||||
|  | 
 | ||||||
|  | %At this point, I'll like to introduce you to  | ||||||
|  | %search (and replace). | ||||||
|  | 
 | ||||||
|  | %Let's say you want to replace all instances of  | ||||||
|  | %Assets:Current with Assets:Savings, press | ||||||
|  | %Command-F, followed by the + sign | ||||||
|  | 
 | ||||||
|  | ;Here's a few of my monthly expenses | ||||||
|  | 
 | ||||||
|  | 2018/01/27 *Banco Leoporidad | ||||||
|  |     Expenses:Mortgage:Interest  $1200 | ||||||
|  |     Assets:Current | ||||||
|  | 
 | ||||||
|  | 2018/02/27 | ||||||
|  |     Expenses:Mortgage:Interest  $1200 | ||||||
|  |     Assets:Current | ||||||
|  | 2018/03/27 | ||||||
|  |     Expenses:Mortgage:Interest  $1200 | ||||||
|  |     Assets:Current | ||||||
|  | 2018/04/27 | ||||||
|  |     Expenses:Mortgage:Interest  $1200 | ||||||
|  |     Assets:Current     | ||||||
|  | 2018/05/27 | ||||||
|  |     Expenses:Mortgage:Interest  $1200 | ||||||
|  |     Assets:Current | ||||||
|  | 2018/06/27 | ||||||
|  |     Expenses:Mortgage:Interest  $1200 | ||||||
|  |     Assets:Current     | ||||||
|  | 2018/07/27 | ||||||
|  |     Expenses:Mortgage:Interest  $1200 | ||||||
|  |     Assets:Current | ||||||
|  | 2018/08/27 | ||||||
|  |     Expenses:Mortgage:Interest  $1200 | ||||||
|  |     Assets:Current | ||||||
|  | 2018/09/27 | ||||||
|  |     Expenses:Mortgage:Interest  $1200 | ||||||
|  |     Assets:Current | ||||||
|  | 2018/10/27 | ||||||
|  |     Expenses:Mortgage:Interest  $1200 | ||||||
|  |     Assets:Current     | ||||||
|  | 2018/11/27 | ||||||
|  |     Expenses:Mortgage:Interest  $1200 | ||||||
|  |     Assets:Current | ||||||
|  | 2018/12/27 | ||||||
|  |     Expenses:Mortgage:Interest  $1200 | ||||||
|  |     Assets:Current         | ||||||
|  | 
 | ||||||
|  | ;Let's buy some shares | ||||||
|  | 
 | ||||||
|  | #You can either declare the price of a share  | ||||||
|  | #like this | ||||||
|  | 
 | ||||||
|  | P 2018/01/02 15:50:00 APPL $2300 | ||||||
|  | 
 | ||||||
|  | #And you can buy a share like this | ||||||
|  | 
 | ||||||
|  | 2018/01/05 | ||||||
|  |     Assets:Shares  5 APPL@$2000 | ||||||
|  |     Assets:Savings | ||||||
|  | 
 | ||||||
|  | #Shares can be purchased at different prices. | ||||||
|  | #(Also, another way to specify purchase price) | ||||||
|  | 
 | ||||||
|  | 2018/01/06 | ||||||
|  |     Assets:Shares  5 APPL | ||||||
|  |     Assets:Savings  -$3000 | ||||||
|  | 
 | ||||||
|  | #But the report will be based on the latest  | ||||||
|  | #available price of the share, which in this case  | ||||||
|  | #is the price of the purchase above. The right  | ||||||
|  | #amount (the purchased price) is dedcuted from | ||||||
|  | #the account where payment for the purchase is made. | ||||||
|  | 
 | ||||||
|  | ;When you use savings to buy a share, you can see | ||||||
|  | ;your Ca - De go down on the report 👉 | ||||||
|  | ;Ca - De denotes Cash - Debt  | ||||||
|  | ;As shares are not considered cash, your total  | ||||||
|  | ;Ca - De will decrease naturally | ||||||
|  | ;This simply means you have less liquid cash  | ||||||
|  | ;now. Shares, although quite liquid, is riskier  | ||||||
|  | ;than cash in most situation. If you have a  | ||||||
|  | ;mortgage at a certain amount, you can be sure that | ||||||
|  | ;a certain amount of cash can be used to pay back | ||||||
|  | ;the debt provided that the currency of cash is  | ||||||
|  | ;similar to the currency of the debt. You cannot  | ||||||
|  | ;be sure of the price of shares as it is in a  | ||||||
|  | ;different denomination than the mortgage. | ||||||
|  | 
 | ||||||
|  | #Ah, speaking of mortgage, I shouldn't forget  | ||||||
|  | #that amount I owe to the bank | ||||||
|  | 
 | ||||||
|  | 2018/01/01 | ||||||
|  |     Liabilities:Mortgage  -$28000 | ||||||
|  |     Equity:Opening | ||||||
|  | 
 | ||||||
|  | ;You may had noticed by now that I am using an  | ||||||
|  | ;earlier date in this transaction. The order of | ||||||
|  | ;the date doesn't matter in this journal.  | ||||||
|  | 
 | ||||||
|  | #You can use any kind of sub-accounts you  | ||||||
|  | #want but these root accounts matters: | ||||||
|  | # | ||||||
|  | #Assets | ||||||
|  | #Assets:Savings | ||||||
|  | #Assets:Current | ||||||
|  | #Liabilities | ||||||
|  | #Equity | ||||||
|  | #Income | ||||||
|  | #Expenses | ||||||
|  | # | ||||||
|  | #These are the basis of how Prudent produces  | ||||||
|  | #the report | ||||||
|  | 
 | ||||||
|  | #Let's have a few random expenses to illustrate | ||||||
|  | #this point, | ||||||
|  | 
 | ||||||
|  | 2018/01/21 *Yay mart | ||||||
|  |     Assets:Savings  -$230 | ||||||
|  |     Expenses:Groceries | ||||||
|  |      | ||||||
|  | 2018/02/21 | ||||||
|  |     Assets:Savings  -$135 | ||||||
|  |     Expenses:Utilities:ElectricCompany | ||||||
|  |      | ||||||
|  | 2018/03/21 | ||||||
|  |     Assets:Savings  -$186 | ||||||
|  |     Expenses:Clothes | ||||||
|  |      | ||||||
|  | 2018/04/21 | ||||||
|  |     Assets:Savings  -$863 | ||||||
|  |     Expenses:Travel | ||||||
|  |      | ||||||
|  | 2018/05/21 | ||||||
|  |     Assets:Savings  -$210 | ||||||
|  |     Expenses:Car:Maintenance | ||||||
|  |      | ||||||
|  | 2018/06/21 | ||||||
|  |     Assets:Savings  -$900 | ||||||
|  |     Expenses:Insurance | ||||||
|  |      | ||||||
|  | 2018/07/21 | ||||||
|  |     Assets:Savings  -$150 | ||||||
|  |     Expenses:Utilities:Broadband | ||||||
|  |      | ||||||
|  | 2018/08/21 | ||||||
|  |     Assets:Savings  -$550 | ||||||
|  |     Expenses:Gift  | ||||||
|  |      | ||||||
|  | 2018/09/21 | ||||||
|  |     Assets:Savings  -$318 | ||||||
|  |     Expenses:Shoes    | ||||||
|  |      | ||||||
|  | 2018/10/21 | ||||||
|  |     Assets:Savings  -$1600 | ||||||
|  |     Expenses:Children:School          | ||||||
|  |      | ||||||
|  | 2018/11/21 | ||||||
|  |     Assets:Savings  -$7938 | ||||||
|  |     Expenses:Taxes | ||||||
|  | 
 | ||||||
|  | 2018/12/21 | ||||||
|  |     Assets:Savings  -$6800 | ||||||
|  |     Expenses:Hotel          | ||||||
|  |      | ||||||
|  | #Oh, look! I won the lotteries! Wow... what a  | ||||||
|  | #windfall... | ||||||
|  | 
 | ||||||
|  | 2018/10/11 | ||||||
|  |     Assets:Savings  $18,000,000 | ||||||
|  |     Income:Gift | ||||||
|  | 
 | ||||||
|  | #Wow, look at what 18M in the bank gives me  | ||||||
|  | #in interest | ||||||
|  | 
 | ||||||
|  | 2018/11/03 | ||||||
|  |     Assets:Savings  $75000 | ||||||
|  |     Income:Interest | ||||||
|  | 
 | ||||||
|  | 2018/12/03 | ||||||
|  |     Assets:Savings  $75316 | ||||||
|  |     Income:Interest     | ||||||
|  |      | ||||||
|  | #Life is good with Prudent!  | ||||||
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