# Vanguard account csv rules
# Vanguard's can might be found at: Balances -> Download center

# No need for a wildcard here - repeated downloads keep the same name,
# for me with safari at least, unlike with wells fargo csvs.
source OfxDownload.csv

# The csv needs to be date-sorted before we convert it.
# Use sort -t, +2 OfxDownload.csv >OfxDownload.clean.csv

# Then we read the sorted copy
source OfxDownload*.clean.csv

# Vanguard's transactions csv has two sections:
# 1. A list of accounts and balances, with 6 fields:
#    Account Number,Investment Name,Symbol,Shares,Share Price,Total Value,
# 2. A list of transactions, with 15 fields:
#    Account Number,Trade Date,Settlement Date,Transaction Type,Transaction Description,Investment Name,Symbol,Shares,Share Price,Principal Amount,Commission Fees,Net Amount,Accrued Interest,Account Type,
# After date sorting they are jumbled but we can still exclude unwanted lines:
# Skip section 1's 6-field lines
if ^([^,]*,){6}$
 skip
# Skip section 2's headings line
if ^Account Number
 skip

# That leaves just the transactions, in date order.
# Sample rules, customise for your needs:


fields Account_Number,Trade_Date,Settlement_Date,Transaction_Type,Transaction_Description,Investment_Name,Symbol,Shares,Share_Price,Principal_Amount,Commission_Fees,Net_Amount,Accrued_Interest,Account_Type,

date %Settlement_Date

account1 assets:brokerage:vg:vmfxx
currency $
description vanguard | %Transaction_Description

# Transactions come in various types, including:

## 1. Funds Received

if %Transaction_Type Funds Received
 account2 assets:bank:wf:checking
 amount %Net_Amount

## 2. Sweep in

if %Transaction_Type Sweep in
 skip

## 3. Sweep out

if %Transaction_Type Sweep out
 skip

## 4. Buy

# default buy rule, assume a bond
if %Transaction_Type Buy
 date %Trade_Date
 account2 assets:brokerage:vg:%Symbol
 description vanguard | %Transaction_Description %Shares shares of %Investment_Name at $%Share_Price
 amount1 %Principal_Amount
 comment1 date:%Settlement_Date
 currency2
 amount2 %Shares %Symbol @ $%Share_Price
 comment2 date:%Settlement_Date

# money market buy rule, recorded as $ for convenience
if %Transaction_Type Buy
& %Symbol VUSXX
 date %Trade_Date
 account2 assets:brokerage:vg:%Symbol
 description vanguard | %Transaction_Description %Shares shares of %Investment_Name at $%Share_Price
 amount1 %Principal_Amount
 comment1 date:%Settlement_Date
 currency2 $
 amount2 -%Principal_Amount
 comment2 date:%Settlement_Date

## 5. Dividend
# Where each dividend goes (reinvest, settlement fund, bank account..)
# is configured for each holding, and can change over time. See
# https://personal.vanguard.com/us/BrokerageDistributionController?HldId=851406218194320

# vmfxx to settlement
if %Transaction_Type Dividend
&  %Symbol VMFXX
 description vanguard | %Transaction_Description for %Symbol
 amount -%Net_Amount
 account1 revenues:dividends:vmfxx
 account2 assets:brokerage:vg:vmfxx

# vusxx reinvest
if %Transaction_Type Dividend
&  %Symbol VUSXX
 description vanguard | %Transaction_Description for %Symbol
 amount -%Net_Amount
 account1 revenues:dividends:vusxx
 account2 assets:brokerage:vg:vusxx

# vceb to settlement
if %Transaction_Type Dividend
&  %Symbol VCEB
 description vanguard | %Transaction_Description for %Symbol
 amount -%Net_Amount
 account1 revenues:dividends:vceb
 account2 assets:brokerage:vg:vmfxx

## 6. Reinvestment
# Note: for reinvestment transactions,
# Vanguard's transactions CSV doesn't include costs
# and their online transactions report shows inaccurate costs;
# use their online lot details report instead.

if %Transaction_Type Reinvestment
 skip

## 7. Sell

# if %Transaction_Type Sell
#  ...